Underdog Pick'em: Underdog Pick'em Available States & Insurance

Underdog Pick'em gives fantasy players a simpler way to engage with athlete stats and projections across major sports. Instead of building a full roster, you create an entry by choosing whether players will finish higher or lower than the listed stats, with formats varying by state.

This guide explains how Underdog Pick'em works, how insurance-style flex entries differ from standard entries, and where these player-pick contests are currently available. Because Underdog now splits products by state, it is worth checking the latest availability details before signing up.

DFS Promo

4.8/5

50% first time deposit match up to $1,000 in Bonus Funds

New Player Bonus

Open Underdog

Play now

Underdog Highlights

• Daily contests to enjoy
• Updated blog posts
• Varied prize pools

How does Underdog Pick em work?

As one of the top DFS sites in the US, Underdog has made a name for itself by offering industry-leading Underdog football contests. Now branching to other year-long formats, including Pick’em and other daily fantasy sports varieties, the platform has become one of the most ideal places to play at.

Here we’ll outline how to approach Pick’em so that you can construct winning Pick’em entries. But first, let's answer the question that many gamers often ask; ‘how does Underdog Pick’em work?’. You can also learn more about Pick’em in our Underdog review.

What is Underdog Pick’em?

Underdog Pick'em is a player-pick fantasy format where you build an entry using athlete projections. In locations where the classic Pick'em format is available, you choose whether each player will finish higher or lower than the listed stat, then combine those selections into one entry.

New customers can currently claim Underdog’s main welcome offer: Play $5 get $50 in bonus entries when you sign up.

You must be at least 18 years old to participate, though the minimum age increases to 19 in States like Alabama and Nebraska, 19 in places like Colorado for certain game types, and 21 in Arizona, Massachusetts, and Virginia. You also need to be physically located in a state where Underdog is available. It’s also important to bear in mind that this offer is unavailable to users in Maryland, Michigan, New Jersey, New York, Ohio, and Pennsylvania. Additional terms apply.

Concerned with your play? Call 1-800-MY-RESET or visit www.ncpgambling.org; NY: Call the 24/7 HOPEline at 1-877-8-HOPENY or Text HOPENY (467369).

Underdog Pick'em rules and basics

Underdog Pick 'em rules and basics are very similar to those of the traditional player pick market.

In both, top players in every team are assigned a number or values across a variety of categories, such as QB’s passing yards, passing touchdowns, interceptions, completions, receptions, rushing yards, receiving touchdowns, receiving yards, and rushing touchdowns. This is the info you'll use when making selections. You can even select the higher/lower on a player’s listed fantasy total.

Combinations and contests a must

However, Underdog Pickem rules insist that you can’t take one selection individually. Instead, you must combine it with at least another offering(s) on the same entry for the selection to be valid.

When playing Pick’em at Underdog, your potential payout will be determined by the number of stats that you select and the contest type. You can combine Pick’em entries from the same game, different games, or both. This is slightly similar to Underdog football Best Ball contests.

Important notes on Pick’em rules

Fantasy Team Picks

Play on all platforms

How to play Underdog Pick’em

Now that you know the basics of fantasy Pick'em at Underdog, we’ll take you through a profitable Underdog Pick em strategy that will keep you winning contests.

Once you've registered and claimed the Underdog deposit match up bonus, the first step when playing Pick'em is to select the best entry/picks:

1. Your entry must contain players from at least two different teams, though you can also include picks from different sports in the same entry.
2. If one pick pushes, that pick is removed from your entry. Also, your contest is decreased by one leg. But if you have a two-pick entry and one leg push, you’ll get your entire entry refunded.
3. To find good picks with high payouts, we recommend that you select player picks that are likely to hit.

Underdog Pick’em insurance and payouts explained

There are two ways to play Pick’em contests at Underdog: standard and insured.

When playing fantasy Pick'em contests with insurance (also called insured Pick'em contests), you get a bit of wiggle room. That means you'll still win even if you get only one of your picks correct. The only downside of Underdog Pick'em insurance contests is that it has lower payout potential. The Underdog Pick’em payouts for uninsured Pick'em are as follows:

Claim bonus entries at Underdog

Draft a team and stand a chance to win with Underdog!

Simple tip on how to win Underdog Pick’em

Underdog’s Fantasy Pick’em is a fun way to test out predictive abilities against the market.

The keys to success and winning Pick'em at Underdog is to select the best players to target and then leverage correlations to improve awards.

Underdog-Fantasy Rules

As with all other sites of this type, there are a number of rules that you will need to take into account before playing.

To get the most out of this site, be sure to check these rules and play within their limitations. Here is what you need to know about the Underdog-Fantasy rules and regulations.

Rule No 1 - Injured Player

Now there are few things that are worse than picking a player for your fantasy draft that you think will go the whole season, only to have that player injured.

But unfortunately for some people this does happen

And when it does happen you will need to know how it affects any entries made surrounding said player.

If you make a player pick and that pick becomes an injured player and exits early, that will render your selection as void. Void selections do not pay out and therefore cannot be claimed. This rule pertaining to an injured player is referred to as the Underdog ‘injury rule’.

Rule No 2 - Underdog Pick Em Tie Refund

What happens when there is an Underdog Pick ‘Em Tie? Will my pick be graded as void? This is something I wondered while playing at this site.

Notably Underdog have thought it through and come up with a fair trade off

In the event of an Underdog Pick em tie and the selection makes an entry invalid, your entry will be considered void and you'll be refunded. But if the selection is voided and the entry remains valid ― but another selection loose  ― your entry will be graded as a loss.

Rule No 3 - Underdog Pick Em Tie Payout

With many of the rules regarding Pick Em ties ending in either a void pick or a void selection, what are the Pick Em Tie rules that lead to a payout? Well this happens when you have a Pick Em tie but your selection is still deemed as valid. Here’s how it works.

If the selection is a tie and the entry is valid ― where all other selections won ― your entry will be graded as a win but it’ll pay out for the amount of active players.

Rule No 4 - Underdog Pick Em Push

What about an Underdog Pick Em Push? Does that involve the same regulations as, say, an injured player? Will that end up with my pick being voided? The easy answer is no. Here's what happens.

In the case of Underdog Pick em push, i.e. when you push one leg of a Pick’em entry, the entire contest is graded as if you’ve removed that entry from the ticket.

Rule No 5 - Voided Pick

Another rule that can heavily affect the outcome of your play on Underdog is known as the ‘Voided pick’ rule and pertains to any void pick you may make. But what is a void pick. I hear you ask. Well as I’ve already covered, void picks can happen due to a tied game as well as an injured player. But there is another way that a pick can be deemed as void.

If the pick you make does not cover their minimum play requirements in their game, then all picks associated with said player will be scored as void. And Underdog states that this will happen ‘regardless of selecting More or Less for a pick’.

Rule No 6 - Inactive Player

Another rule that you should be aware of is the Underdog Inactive player rule. This is another technicality that can easily lead to a pick being classed as void. So pay attention to this one.

Okay, but let’s say that the player you pick is not injured. However they are active but do not end up playing a snap, or playing on special teams, or they are classed as ‘officially inactive’, then the pick in question will be graded as void.

Where is Underdog Pick 'em available to play?

Underdog is available and operates in nearly all US states, except those that haven’t fully allowed fantasy sports gaming, such as California, Texas, Alabama, Florida, and Georgia. The app is also not available in:

• Connecticut
• Delaware
• Hawaii
• Idaho
• Iowa
• Louisiana
• Michigan
• Montana
• Nevada
• Washington

However, there are some restrictions when it comes to Pick’em contests. So, if you’re wondering what state is Underdog Pick em available in the US, we’ll list some Underdog Pick em states where the Pick’em contests aren’t available. They include Ohio, Maryland, Pennsylvania, and New Jersey.

Underdog Pick em in Vermont and Underdog Pick em Colorado have some restrictions. For instance, Pick'em entries in Colorado must have a selection size of at least four to be eligible for play.

Find your state below and sign-up now

For easy sign-up and the opportunity to lay claim to our exclusive promo, find your state below and click on the tab to get it all started.

Final thoughts on Underdog Pick’em

Underdog has some of the best fantasy Pick’em offers and payouts out there. You can even claim an amazing $500 match on your first deposit. In fact, with an excellent Underdog Pick em strategy, you can win up to 20x your initial investment.

Underdog Pick’em FAQ